Take over and top up home loan and mortgage loan -
Defaulters-chennai - Chennai
we are providing take over and top up for homeloan and mortgage loan if u
r any default in u r loan we can taken the file no up front fees Call me
Loan Schemes Upto 75lacs above 75lacs
HDFC Ltd
10.15% (Floating)
TruFixed Plus Loan:
10.15% - 10.65% (Fixed for 2-3yrs)
10.25% - 10.75% (Fixed for 10yrs) 10.50% (Floating)
TruFixed Plus Loan:
10.25% - 10.75% (Fixed for 2-3yrs)
10.40% - 10.90% (Fixed for 10yrs)
Features & Benefits of HDFC Ltd Home Loan
• Attractive Home Loan Rates.
• Options from Fixed Rate or Floating Rate are available.
• Maximum funding upto 80% of the cost of the property.
• Easy repayment options.
• Free & safe Document storage
• Loan Approval even before a property is selected.
• Flexible repayment options to suit your individual needs.
Documentation required for Ltd Home Loan
Salaried Customers Self Employed Professionals Self Employed Businessman
Application form with photograph Application form with photograph Application form with photograph
Identity and Residence Proof Identity and Residence Proof Identity and Residence Proof
Latest Salary-slip Education Qualifications Certificate and Proof of
business existence Education Qualifications Certificate and Proof of
business existence
Form 16 Last 3 years Income Tax returns (self and business) Business profile
Last 6 months bank statements Last 3 years Profit /Loss and Balance Sheet Last 3 years Income Tax returns (self and business)
Last 3 years Profit /Loss and Balance Sheet
Processing fee cheque Last 6 months bank statements
Processing fee cheque Last 6 months bank statements (self and business)
Processing fee cheque
Loan Term
The maximum period of repayment of a loan shall be up to 30 years for
the Telescopic Repayment Option under the Adjustable Rate Home Loan. For
all other Home Loan products, the maximum repayment period shall be up
to 20 years.
The tenure of the loan is also dependent on the customer’s profile, age
of customer at maturity of loan, age of property at loan maturity,
depending upon the specific repayment scheme as may be opted and any
other terms which may be applicable based on prevalent norms of HDFC.
Maximam Loan Amount you can get for buy a home
Loan Amount Maximum Funding* or avail loan amount
Up to INR 75 Lacs 80% of the property value
Above INR 75 Lacs 75% of the property value
Types of Home Loans available at HDFC Ltd
Adjustable Rate Home Loan
A Home Loan under the Adjustable Rate is linked to HDFC's Retail Prime
Lending Rate (RPLR). If there is a change in our RPLR, the interest rate
on your loan will be revised once in three months depending on the date
of your first disbursement with or without a change in EMI. If the
interest rate increases, the interest component in an EMI will increase
and the principal component will reduce resulting usually in an
extension of term of the loan, and vice versa when the interest rate
decreases.
TruFixed Plus Home Loan – 2 Year Fixed Rate Variant
A TruFixed Plus Home Loan offers you a part fixed rate term and a part
adjustable rate term. Under this variant of the TruFixed Plus Home Loan,
you can avail of a fixed rate for a maximum term of 2 years, post which
the loan will automatically convert to an adjustable rate, adding up to
a total term of 20 years.
TruFixed Plus Home Loan – 3 Year Fixed Rate Variant
A TruFixed Plus Home Loan offers you a part fixed rate term and a part
adjustable rate term. Under this variant of the TruFixed Plus Home Loan,
you can avail of a fixed rate for a maximum term of 3 years, post which
the loan will automatically convert to an adjustable rate, adding up to
a total term of 20 years.
You can Repay hdfc ltd home loan through 5 different ways:
Step Up Repayment Facility (SURF) – In this method if your income increased your emi will also increase.
Flexible Loan Installments Plan (FLIP) – In this method you can alter or
change the emi according to your repayment capacity during the term of
loan.
Tranche Based EMI - If you purchase an under construction property you
are generally required to service only the interest on the loan amount
drawn till the final disbursement of the loan and pay EMIs thereafter.
Accelerated Repayment Scheme - provides you the flexibility to increase
the EMIs every year in proportion to the increase in your income.
Telescopic Repayment Option – Longer Repayment options of 30 years.
Processing Fees
Up to 0.50% of the loan amount or Rs.2,000 whichever is higher, plus applicable taxes.
Prepayment Charges
Nil - Dual Rate Home Loans [DRHL] / Fixed First Home Loans / TruFixed
Rate Home Loans / TruFixed Plus Home Loans / TruFixed Plus Home Loans – 2
& 3 Year Fixed Rate Variants
More details contact me..
Thanks & Regards,
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