All property mortage take over loans available - Chennai

we provide all types of loans for new property, mortgage, take overs etc...

Call me at: 7299870518

Take over and top up home loan and mortgage loan - Defaulters-chennai - Chennai

we are providing take over and top up for homeloan and mortgage loan if u r any default in u r loan we can taken the file no up front fees Call me 



Loan Schemes Upto 75lacs above 75lacs

HDFC Ltd

10.15% (Floating)



TruFixed Plus Loan:

10.15% - 10.65% (Fixed for 2-3yrs)

10.25% - 10.75% (Fixed for 10yrs) 10.50% (Floating)



TruFixed Plus Loan:

10.25% - 10.75% (Fixed for 2-3yrs)

10.40% - 10.90% (Fixed for 10yrs)

Features & Benefits of HDFC Ltd Home Loan





• Attractive Home Loan Rates.

• Options from Fixed Rate or Floating Rate are available.

• Maximum funding upto 80% of the cost of the property.

• Easy repayment options.

• Free & safe Document storage

• Loan Approval even before a property is selected.

• Flexible repayment options to suit your individual needs.

Documentation required for Ltd Home Loan



Salaried Customers Self Employed Professionals Self Employed Businessman

Application form with photograph Application form with photograph Application form with photograph

Identity and Residence Proof Identity and Residence Proof Identity and Residence Proof

Latest Salary-slip Education Qualifications Certificate and Proof of business existence Education Qualifications Certificate and Proof of business existence

Form 16 Last 3 years Income Tax returns (self and business) Business profile

Last 6 months bank statements Last 3 years Profit /Loss and Balance Sheet Last 3 years Income Tax returns (self and business)

Last 3 years Profit /Loss and Balance Sheet

Processing fee cheque Last 6 months bank statements

Processing fee cheque Last 6 months bank statements (self and business)

Processing fee cheque



Loan Term



The maximum period of repayment of a loan shall be up to 30 years for the Telescopic Repayment Option under the Adjustable Rate Home Loan. For all other Home Loan products, the maximum repayment period shall be up to 20 years.

The tenure of the loan is also dependent on the customer’s profile, age of customer at maturity of loan, age of property at loan maturity, depending upon the specific repayment scheme as may be opted and any other terms which may be applicable based on prevalent norms of HDFC.

Maximam Loan Amount you can get for buy a home



Loan Amount Maximum Funding* or avail loan amount

Up to INR 75 Lacs 80% of the property value

Above INR 75 Lacs 75% of the property value

Types of Home Loans available at HDFC Ltd



Adjustable Rate Home Loan



A Home Loan under the Adjustable Rate is linked to HDFC's Retail Prime Lending Rate (RPLR). If there is a change in our RPLR, the interest rate on your loan will be revised once in three months depending on the date of your first disbursement with or without a change in EMI. If the interest rate increases, the interest component in an EMI will increase and the principal component will reduce resulting usually in an extension of term of the loan, and vice versa when the interest rate decreases.



TruFixed Plus Home Loan – 2 Year Fixed Rate Variant



A TruFixed Plus Home Loan offers you a part fixed rate term and a part adjustable rate term. Under this variant of the TruFixed Plus Home Loan, you can avail of a fixed rate for a maximum term of 2 years, post which the loan will automatically convert to an adjustable rate, adding up to a total term of 20 years.



TruFixed Plus Home Loan – 3 Year Fixed Rate Variant



A TruFixed Plus Home Loan offers you a part fixed rate term and a part adjustable rate term. Under this variant of the TruFixed Plus Home Loan, you can avail of a fixed rate for a maximum term of 3 years, post which the loan will automatically convert to an adjustable rate, adding up to a total term of 20 years.

You can Repay hdfc ltd home loan through 5 different ways:

Step Up Repayment Facility (SURF) – In this method if your income increased your emi will also increase.

Flexible Loan Installments Plan (FLIP) – In this method you can alter or change the emi according to your repayment capacity during the term of loan.

Tranche Based EMI - If you purchase an under construction property you are generally required to service only the interest on the loan amount drawn till the final disbursement of the loan and pay EMIs thereafter.

Accelerated Repayment Scheme - provides you the flexibility to increase the EMIs every year in proportion to the increase in your income.

Telescopic Repayment Option – Longer Repayment options of 30 years.

Processing Fees



Up to 0.50% of the loan amount or Rs.2,000 whichever is higher, plus applicable taxes.



Prepayment Charges



Nil - Dual Rate Home Loans [DRHL] / Fixed First Home Loans / TruFixed Rate Home Loans / TruFixed Plus Home Loans / TruFixed Plus Home Loans – 2 & 3 Year Fixed Rate Variants



More details contact me..



Thanks & Regards,

loan chennai, loan home, loan property 7299870518

loan chennai, loan collateral, take over bank loan